@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Playfair+Display:wght@600;700&display=swap');

:root {
  --white: #FFFFFF;
  --deep-green: #1A5C38;
  --green-mid: #2A7A50;
  --green-light: #E8F5EE;
  --green-border: #C3E0D0;
  --gold: #C9A84C;
  --gold-light: #F7EED6;
  --gold-dark: #A8872E;
  --gray-50: #F9FAFB;
  --gray-100: #F3F4F6;
  --gray-200: #E5E7EB;
  --gray-300: #D1D5DB;
  --gray-400: #9CA3AF;
  --gray-500: #6B7280;
  --gray-600: #4B5563;
  --gray-700: #374151;
  --gray-800: #1F2937;
  --gray-900: #111827;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
  --shadow-md: 0 4px 16px rgba(0,0,0,0.10);
  --shadow-lg: 0 8px 32px rgba(0,0,0,0.12);
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --transition: all 0.22s cubic-bezier(.4,0,.2,1);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'Inter', sans-serif;
  background-color: var(--gray-50);
  color: var(--gray-800);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--deep-green); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--green-mid); }

img { max-width: 100%; height: auto; display: block; }

/* ─── TYPOGRAPHY ─────────────────────────────── */
h1, h2, h3, h4, h5 { font-family: 'Playfair Display', serif; line-height: 1.25; color: var(--gray-900); }
h1 { font-size: clamp(2rem, 4vw, 3.2rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); }
h3 { font-size: clamp(1.15rem, 2.2vw, 1.55rem); }
h4 { font-size: 1.15rem; }
p { color: var(--gray-600); line-height: 1.75; margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }

/* ─── LAYOUT ─────────────────────────────────── */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.container-wide { max-width: 1400px; margin: 0 auto; padding: 0 32px; }
.section { padding: 80px 0; }
.section-sm { padding: 48px 0; }
.section-lg { padding: 110px 0; }

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.grid-2-1 { display: grid; grid-template-columns: 2fr 1fr; gap: 40px; }
.grid-1-2 { display: grid; grid-template-columns: 1fr 2fr; gap: 40px; }

/* ─── HEADER ─────────────────────────────────── */
.site-header {
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: var(--shadow-sm);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
  gap: 24px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: 'Playfair Display', serif;
  font-size: 1.55rem;
  font-weight: 700;
  color: var(--deep-green);
  flex-shrink: 0;
}
.logo-icon {
  width: 36px; height: 36px;
  background: var(--deep-green);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
}
.logo-icon svg { width: 20px; height: 20px; fill: var(--gold); }
.logo span.gold { color: var(--gold); }

/* ─── NAV ────────────────────────────────────── */
.main-nav { display: flex; align-items: center; gap: 4px; }
.main-nav a {
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--gray-700);
  padding: 7px 12px;
  border-radius: var(--radius-sm);
  white-space: nowrap;
}
.main-nav a:hover, .main-nav a.active { color: var(--deep-green); background: var(--green-light); }
.nav-dropdown { position: relative; }
.nav-dropdown > a::after { content: ' ▾'; font-size: 0.75rem; }
.dropdown-menu {
  display: none;
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: 8px;
  min-width: 240px;
  z-index: 200;
}
.nav-dropdown:hover .dropdown-menu { display: block; }
.dropdown-menu a {
  display: block;
  padding: 9px 14px;
  font-size: 0.85rem;
  color: var(--gray-700);
  border-radius: var(--radius-sm);
}
.dropdown-menu a:hover { background: var(--green-light); color: var(--deep-green); }

.header-cta {
  background: var(--deep-green);
  color: var(--white) !important;
  padding: 9px 20px !important;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.875rem;
  flex-shrink: 0;
}
.header-cta:hover { background: var(--green-mid) !important; color: var(--white) !important; }

/* Hamburger */
.hamburger { display: none; cursor: pointer; border: none; background: none; padding: 6px; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--gray-700); margin: 5px 0; transition: var(--transition); }

/* ─── HERO ────────────────────────────────────── */
.hero {
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  overflow: hidden;
}
.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
  padding: 80px 0 72px;
}
.hero-content {}
.hero-eyebrow {
  font-family: 'Inter', sans-serif;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.hero-eyebrow::before { content: ''; display: block; width: 24px; height: 2px; background: var(--gold); }
.hero h1 { margin-bottom: 20px; }
.hero h1 em { font-style: normal; color: var(--deep-green); }
.hero-desc { font-size: 1.05rem; color: var(--gray-500); margin-bottom: 36px; max-width: 440px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--gray-200);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  overflow: hidden;
  margin-top: 44px;
}
.hero-metric {
  background: var(--white);
  padding: 18px 16px;
  text-align: center;
}
.hero-metric-val { font-size: 1.5rem; font-weight: 700; color: var(--deep-green); font-family: 'Inter', sans-serif; }
.hero-metric-lbl { font-size: 0.75rem; color: var(--gray-500); margin-top: 2px; }

.hero-visual { position: relative; }
.hero-img-wrap { border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-lg); }
.hero-img-wrap img { width: 100%; height: 420px; object-fit: cover; }
.hero-data-chip {
  position: absolute;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  padding: 12px 16px;
  box-shadow: var(--shadow-md);
  display: flex;
  align-items: center;
  gap: 10px;
}
.hero-data-chip.chip-1 { bottom: 28px; left: -24px; }
.hero-data-chip.chip-2 { top: 28px; right: -16px; }
.chip-icon { width: 36px; height: 36px; border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 1.1rem; }
.chip-icon.green { background: var(--green-light); }
.chip-icon.gold { background: var(--gold-light); }
.chip-val { font-weight: 700; font-size: 1rem; color: var(--gray-900); }
.chip-lbl { font-size: 0.73rem; color: var(--gray-500); }

/* ─── BUTTONS ────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 28px;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.9rem;
  cursor: pointer;
  border: none;
  transition: var(--transition);
  font-family: 'Inter', sans-serif;
  text-decoration: none;
  white-space: nowrap;
}
.btn-primary { background: var(--deep-green); color: var(--white); }
.btn-primary:hover { background: var(--green-mid); color: var(--white); transform: translateY(-1px); box-shadow: 0 4px 14px rgba(26,92,56,0.25); }
.btn-outline { background: transparent; color: var(--deep-green); border: 1.5px solid var(--deep-green); }
.btn-outline:hover { background: var(--green-light); color: var(--deep-green); transform: translateY(-1px); }
.btn-gold { background: var(--gold); color: var(--white); }
.btn-gold:hover { background: var(--gold-dark); color: var(--white); transform: translateY(-1px); }
.btn-sm { padding: 8px 18px; font-size: 0.83rem; }
.btn-lg { padding: 15px 36px; font-size: 1rem; }

/* ─── SECTION HEADER ─────────────────────────── */
.section-header { margin-bottom: 48px; }
.section-header.center { text-align: center; }
.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--deep-green);
  background: var(--green-light);
  padding: 5px 12px;
  border-radius: 20px;
  margin-bottom: 14px;
}
.section-tag.gold { color: var(--gold-dark); background: var(--gold-light); }
.section-subtitle { font-size: 1.05rem; color: var(--gray-500); max-width: 580px; margin-top: 10px; }
.section-header.center .section-subtitle { margin: 10px auto 0; }
.section-divider { display: flex; align-items: center; gap: 12px; margin-top: 14px; }
.section-divider span { width: 40px; height: 3px; background: var(--deep-green); border-radius: 2px; }
.section-divider span:last-child { width: 12px; background: var(--gold); }

/* ─── CARDS ──────────────────────────────────── */
.card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 28px;
  transition: var(--transition);
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); border-color: var(--green-border); }
.card-icon {
  width: 48px; height: 48px;
  background: var(--green-light);
  border-radius: var(--radius-md);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
}
.card-icon.gold { background: var(--gold-light); }
.card-icon svg { width: 22px; height: 22px; }
.card h3 { margin-bottom: 10px; font-size: 1.15rem; }
.card p { font-size: 0.9rem; }
.card-link { display: inline-flex; align-items: center; gap: 6px; font-size: 0.85rem; font-weight: 600; color: var(--deep-green); margin-top: 14px; }
.card-link:hover { gap: 10px; }

/* ─── DATA TABLE ─────────────────────────────── */
.data-table-wrap { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); overflow: hidden; }
.data-table { width: 100%; border-collapse: collapse; }
.data-table thead { background: var(--deep-green); }
.data-table thead th { color: var(--white); font-size: 0.82rem; font-weight: 600; letter-spacing: 0.05em; text-transform: uppercase; padding: 14px 18px; text-align: left; }
.data-table tbody tr { border-bottom: 1px solid var(--gray-100); transition: var(--transition); }
.data-table tbody tr:last-child { border-bottom: none; }
.data-table tbody tr:hover { background: var(--gray-50); }
.data-table tbody td { padding: 13px 18px; font-size: 0.88rem; color: var(--gray-700); }
.data-table .positive { color: #15803D; font-weight: 600; }
.data-table .negative { color: #DC2626; font-weight: 600; }
.data-table .neutral { color: var(--gray-500); }

/* ─── STAT BLOCKS ────────────────────────────── */
.stat-block { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 24px; }
.stat-block .stat-val { font-size: 2.2rem; font-weight: 800; color: var(--deep-green); font-family: 'Inter', sans-serif; line-height: 1; }
.stat-block .stat-change { font-size: 0.8rem; font-weight: 600; color: #15803D; margin-top: 4px; }
.stat-block .stat-change.neg { color: #DC2626; }
.stat-block .stat-lbl { font-size: 0.85rem; color: var(--gray-500); margin-top: 6px; }

/* ─── CHART BAR ──────────────────────────────── */
.bar-chart { display: flex; flex-direction: column; gap: 14px; }
.bar-row { display: flex; align-items: center; gap: 14px; }
.bar-lbl { width: 140px; font-size: 0.82rem; color: var(--gray-600); flex-shrink: 0; text-align: right; }
.bar-track { flex: 1; background: var(--gray-100); border-radius: 4px; height: 10px; }
.bar-fill { height: 100%; border-radius: 4px; background: var(--deep-green); transition: width 1s ease; }
.bar-fill.gold { background: var(--gold); }
.bar-fill.mid { background: var(--green-mid); }
.bar-pct { width: 44px; font-size: 0.82rem; color: var(--gray-600); font-weight: 600; }

/* ─── PROCESS STEPS ──────────────────────────── */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; position: relative; }
.steps::before {
  content: '';
  position: absolute;
  top: 28px;
  left: 10%;
  right: 10%;
  height: 2px;
  background: var(--green-border);
}
.step { text-align: center; position: relative; }
.step-num {
  width: 56px; height: 56px;
  background: var(--deep-green);
  color: var(--white);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem;
  font-weight: 700;
  margin: 0 auto 16px;
  position: relative;
  z-index: 1;
}
.step h4 { font-size: 1rem; margin-bottom: 8px; }
.step p { font-size: 0.85rem; }

/* ─── ACCORDION / FAQ ────────────────────────── */
.faq-list { display: flex; flex-direction: column; gap: 1px; background: var(--gray-200); border-radius: var(--radius-lg); overflow: hidden; }
.faq-item { background: var(--white); }
.faq-q {
  width: 100%;
  background: none;
  border: none;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px 24px;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--gray-800);
  text-align: left;
  transition: var(--transition);
  font-family: 'Inter', sans-serif;
}
.faq-q:hover { background: var(--gray-50); color: var(--deep-green); }
.faq-q.open { color: var(--deep-green); }
.faq-q span { font-size: 1.2rem; transition: var(--transition); }
.faq-q.open span { transform: rotate(45deg); }
.faq-a { display: none; padding: 0 24px 20px; font-size: 0.9rem; color: var(--gray-600); line-height: 1.7; }
.faq-a.open { display: block; }

/* ─── CALLOUT / ALERT ────────────────────────── */
.callout {
  background: var(--green-light);
  border-left: 4px solid var(--deep-green);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  padding: 18px 22px;
  margin: 28px 0;
}
.callout.gold { background: var(--gold-light); border-left-color: var(--gold); }
.callout p { font-size: 0.9rem; color: var(--gray-700); }
.callout strong { color: var(--deep-green); }

/* ─── INFO BOX ───────────────────────────────── */
.info-box {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 32px;
}
.info-box h3 { margin-bottom: 16px; }

/* ─── IMG CARD ───────────────────────────────── */
.img-card { background: var(--white); border-radius: var(--radius-lg); overflow: hidden; border: 1px solid var(--gray-200); }
.img-card img { width: 100%; height: 220px; object-fit: cover; }
.img-card-body { padding: 22px; }
.img-card-body h3 { font-size: 1.1rem; margin-bottom: 8px; }
.img-card-body p { font-size: 0.875rem; }

/* ─── TEAM CARD ──────────────────────────────── */
.team-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); overflow: hidden; text-align: center; }
.team-img { width: 100%; height: 240px; object-fit: cover; object-position: top; }
.team-body { padding: 22px 18px; }
.team-name { font-family: 'Playfair Display', serif; font-size: 1.15rem; font-weight: 700; color: var(--gray-900); }
.team-role { font-size: 0.82rem; font-weight: 600; color: var(--deep-green); margin-top: 4px; text-transform: uppercase; letter-spacing: 0.06em; }
.team-bio { font-size: 0.85rem; color: var(--gray-500); margin-top: 10px; }

/* ─── TESTIMONIALS ───────────────────────────── */
.testimonial { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 28px; position: relative; }
.testimonial::before { content: '\201C'; font-size: 4rem; color: var(--green-light); position: absolute; top: 8px; left: 20px; line-height: 1; font-family: Georgia, serif; }
.testimonial p { font-size: 0.93rem; color: var(--gray-600); padding-top: 20px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 12px; margin-top: 18px; }
.testimonial-avatar { width: 40px; height: 40px; border-radius: 50%; background: var(--green-light); display: flex; align-items: center; justify-content: center; font-weight: 700; color: var(--deep-green); font-size: 0.9rem; }
.testimonial-name { font-weight: 600; font-size: 0.88rem; color: var(--gray-800); }
.testimonial-title { font-size: 0.78rem; color: var(--gray-500); }

/* ─── BREADCRUMB ─────────────────────────────── */
.breadcrumb-bar { background: var(--white); border-bottom: 1px solid var(--gray-200); padding: 12px 0; }
.breadcrumb { display: flex; align-items: center; gap: 6px; font-size: 0.82rem; color: var(--gray-500); }
.breadcrumb a { color: var(--gray-500); }
.breadcrumb a:hover { color: var(--deep-green); }
.breadcrumb .sep { color: var(--gray-300); }
.breadcrumb .current { color: var(--gray-800); font-weight: 500; }

/* ─── PAGE HERO ──────────────────────────────── */
.page-hero {
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  padding: 56px 0 48px;
}
.page-hero-grid {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 40px;
  align-items: center;
}
.page-hero h1 { margin-bottom: 12px; }
.page-hero p { font-size: 1.05rem; color: var(--gray-500); max-width: 600px; }
.page-hero-meta { display: flex; gap: 24px; margin-top: 20px; }
.page-hero-meta span { font-size: 0.82rem; color: var(--gray-500); display: flex; align-items: center; gap: 5px; }
.page-hero-meta strong { color: var(--gray-700); }

/* ─── SIDEBAR ────────────────────────────────── */
.sidebar-nav-widget { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); overflow: hidden; }
.sidebar-nav-widget h4 { font-size: 0.8rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--gray-500); padding: 16px 20px 10px; border-bottom: 1px solid var(--gray-100); }
.sidebar-nav-widget a { display: flex; align-items: center; justify-content: space-between; padding: 11px 20px; font-size: 0.875rem; color: var(--gray-700); border-bottom: 1px solid var(--gray-100); transition: var(--transition); }
.sidebar-nav-widget a:last-child { border-bottom: none; }
.sidebar-nav-widget a:hover, .sidebar-nav-widget a.active { background: var(--green-light); color: var(--deep-green); }
.sidebar-nav-widget a span { font-size: 0.75rem; color: var(--gray-400); }

.sidebar-stat { background: var(--deep-green); color: var(--white); border-radius: var(--radius-lg); padding: 24px; margin-top: 20px; }
.sidebar-stat h4 { color: var(--white); opacity: 0.7; font-size: 0.82rem; font-weight: 500; margin-bottom: 16px; font-family: 'Inter', sans-serif; text-transform: uppercase; letter-spacing: 0.08em; }
.sidebar-stat-row { display: flex; justify-content: space-between; align-items: center; padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,0.12); }
.sidebar-stat-row:last-child { border-bottom: none; }
.sidebar-stat-row .lbl { font-size: 0.82rem; opacity: 0.8; }
.sidebar-stat-row .val { font-size: 0.95rem; font-weight: 700; color: var(--gold); }

/* ─── FORMS ──────────────────────────────────── */
.form-group { margin-bottom: 20px; }
.form-label { display: block; font-size: 0.85rem; font-weight: 600; color: var(--gray-700); margin-bottom: 6px; }
.form-control {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid var(--gray-300);
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  font-family: 'Inter', sans-serif;
  color: var(--gray-800);
  background: var(--white);
  transition: var(--transition);
  outline: none;
}
.form-control:focus { border-color: var(--deep-green); box-shadow: 0 0 0 3px rgba(26,92,56,0.1); }
textarea.form-control { resize: vertical; min-height: 130px; }
select.form-control { cursor: pointer; }
.form-hint { font-size: 0.78rem; color: var(--gray-500); margin-top: 5px; }

.success-msg {
  display: none;
  background: #ECFDF5;
  border: 1.5px solid #6EE7B7;
  border-radius: var(--radius-md);
  padding: 18px 22px;
  text-align: center;
  color: #065F46;
  font-weight: 500;
  font-size: 0.95rem;
  margin-top: 20px;
}
.success-msg.show { display: block; }

/* ─── CONTACT INFO ───────────────────────────── */
.contact-row { display: flex; align-items: flex-start; gap: 14px; padding: 16px 0; border-bottom: 1px solid var(--gray-100); }
.contact-row:last-child { border-bottom: none; }
.contact-icon { width: 40px; height: 40px; background: var(--green-light); border-radius: var(--radius-sm); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.contact-icon svg { width: 18px; height: 18px; }
.contact-lbl { font-size: 0.78rem; color: var(--gray-500); font-weight: 500; text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 2px; }
.contact-val { font-size: 0.92rem; color: var(--gray-800); font-weight: 500; }

/* ─── FOOTER ─────────────────────────────────── */
.site-footer { background: var(--gray-900); color: var(--gray-400); }
.footer-main { padding: 60px 0 40px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; }
.footer-brand { }
.footer-logo { font-family: 'Playfair Display', serif; font-size: 1.4rem; font-weight: 700; color: var(--white); margin-bottom: 14px; }
.footer-logo span { color: var(--gold); }
.footer-desc { font-size: 0.875rem; line-height: 1.7; color: var(--gray-400); max-width: 280px; }
.footer-col h5 { color: var(--white); font-family: 'Inter', sans-serif; font-size: 0.82rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 16px; }
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 9px; }
.footer-col ul li a { font-size: 0.875rem; color: var(--gray-400); }
.footer-col ul li a:hover { color: var(--white); }
.footer-contact-item { display: flex; align-items: flex-start; gap: 8px; margin-bottom: 10px; font-size: 0.875rem; }
.footer-contact-item svg { width: 16px; height: 16px; flex-shrink: 0; margin-top: 2px; fill: var(--gray-500); }
.footer-bottom { border-top: 1px solid var(--gray-800); padding: 20px 0; display: flex; justify-content: space-between; align-items: center; }
.footer-bottom p { font-size: 0.82rem; }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { font-size: 0.82rem; color: var(--gray-500); }
.footer-bottom-links a:hover { color: var(--white); }

/* ─── DISCLAIMER BANNER ──────────────────────── */
.disclaimer-banner { background: #FEF3C7; border-bottom: 1px solid #FDE68A; padding: 10px 0; }
.disclaimer-banner p { font-size: 0.78rem; color: #78350F; text-align: center; }

/* ─── HIGHLIGHT BOX ──────────────────────────── */
.highlight-green { background: var(--green-light); border: 1px solid var(--green-border); border-radius: var(--radius-md); padding: 24px; }
.highlight-gold { background: var(--gold-light); border: 1px solid #EDD99A; border-radius: var(--radius-md); padding: 24px; }

/* ─── RICH TEXT / ARTICLE ────────────────────── */
.rich-text h2 { margin: 36px 0 14px; }
.rich-text h3 { margin: 28px 0 10px; }
.rich-text p { margin-bottom: 16px; }
.rich-text ul, .rich-text ol { padding-left: 22px; margin-bottom: 16px; color: var(--gray-600); line-height: 1.75; }
.rich-text ul li, .rich-text ol li { margin-bottom: 6px; font-size: 0.93rem; }
.rich-text strong { color: var(--gray-800); }

/* ─── TAG LIST ───────────────────────────────── */
.tag-list { display: flex; flex-wrap: wrap; gap: 8px; }
.tag { display: inline-block; padding: 4px 12px; border-radius: 20px; font-size: 0.78rem; font-weight: 500; background: var(--gray-100); color: var(--gray-600); }
.tag.green { background: var(--green-light); color: var(--deep-green); }
.tag.gold { background: var(--gold-light); color: var(--gold-dark); }

/* ─── MINI CHART SVG ─────────────────────────── */
.sparkline-wrap { display: flex; align-items: flex-end; gap: 4px; height: 48px; }
.sparkline-bar { background: var(--deep-green); border-radius: 2px 2px 0 0; width: 8px; transition: height 0.4s ease; opacity: 0.7; }
.sparkline-bar:last-child { opacity: 1; }
.sparkline-bar.gold { background: var(--gold); }

/* ─── TABLE STYLED ───────────────────────────── */
.styled-table { width: 100%; border-collapse: collapse; font-size: 0.88rem; }
.styled-table th { text-align: left; padding: 12px 16px; background: var(--gray-50); border-bottom: 2px solid var(--gray-200); font-weight: 600; color: var(--gray-700); }
.styled-table td { padding: 12px 16px; border-bottom: 1px solid var(--gray-100); color: var(--gray-600); }
.styled-table tr:last-child td { border-bottom: none; }
.styled-table tr:hover td { background: var(--gray-50); }

/* ─── POLICY PAGES ───────────────────────────── */
.policy-layout { display: grid; grid-template-columns: 260px 1fr; gap: 40px; align-items: start; }
.policy-toc { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 20px; position: sticky; top: 90px; }
.policy-toc h4 { font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--gray-500); font-family: 'Inter', sans-serif; margin-bottom: 12px; }
.policy-toc a { display: block; font-size: 0.85rem; color: var(--gray-600); padding: 7px 0; border-bottom: 1px solid var(--gray-100); }
.policy-toc a:hover { color: var(--deep-green); }
.policy-toc a:last-child { border-bottom: none; }
.policy-content h2 { font-size: 1.4rem; margin: 40px 0 12px; padding-top: 10px; color: var(--deep-green); }
.policy-content h3 { font-size: 1.1rem; margin: 28px 0 10px; }
.policy-content p { font-size: 0.92rem; color: var(--gray-600); margin-bottom: 14px; }
.policy-content ul { padding-left: 20px; margin-bottom: 16px; }
.policy-content ul li { font-size: 0.92rem; color: var(--gray-600); margin-bottom: 6px; line-height: 1.7; }
.policy-meta { font-size: 0.82rem; color: var(--gray-500); margin-bottom: 32px; padding-bottom: 20px; border-bottom: 1px solid var(--gray-200); }

/* ─── RESPONSIVE ─────────────────────────────── */
@media (max-width: 1100px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 28px; }
  .grid-4 { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-visual { display: none; }
  .grid-2, .grid-2-1, .grid-1-2 { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr 1fr; }
  .policy-layout { grid-template-columns: 1fr; }
  .policy-toc { position: static; }
  .steps { grid-template-columns: 1fr 1fr; }
  .steps::before { display: none; }
  .page-hero-grid { grid-template-columns: 1fr; }
}
@media (max-width: 680px) {
  .main-nav { display: none; }
  .hamburger { display: block; }
  .main-nav.open { display: flex; flex-direction: column; position: absolute; top: 68px; left: 0; right: 0; background: var(--white); border-bottom: 1px solid var(--gray-200); padding: 12px; z-index: 999; gap: 2px; box-shadow: var(--shadow-md); }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; gap: 10px; text-align: center; }
  .hero-metrics { grid-template-columns: 1fr; }
  .section { padding: 52px 0; }
  .section-lg { padding: 72px 0; }
  h1 { font-size: 1.9rem; }
  h2 { font-size: 1.55rem; }
}

/* ─── MISC UTILITY ───────────────────────────── */
.text-green { color: var(--deep-green); }
.text-gold { color: var(--gold); }
.text-gray { color: var(--gray-500); }
.text-sm { font-size: 0.85rem; }
.text-xs { font-size: 0.78rem; }
.fw-600 { font-weight: 600; }
.fw-700 { font-weight: 700; }
.mt-8 { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mb-8 { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-32 { margin-bottom: 32px; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.flex-between { display: flex; align-items: center; justify-content: space-between; }
.gap-8 { gap: 8px; }
.gap-16 { gap: 16px; }
.full-w { width: 100%; }